Alternative Risk Transfer
When certain risks are difficult to cover or cannot be covered at all through traditional channels, alternative risk transfer solutions exist. These ART solutions provide interesting options for completing and optimising a company’s global risk-management strategy. There are two main types of ART solutions: insurance or reinsurance captives and specific ART insurance policies known as « layered policies ».
Bessé has at its fingertips the necessary skills for structuring these solutions and advising its clients in accordance with their particular objectives.
Where captives are concerned, we give our clients guidance as they wonder whether they should optimise their existing captive arrangements or whether it would be advisable for them to start using one.
We bring a fresh approach as we do not deliver "one size fits all" solutions. Each case studied is based on a close relationship with your Risk Manager so as to take into consideration your strategic goals and expectations regarding risk management and co-define the most suitable solution.
Each case is entrusted to a skilled account executive, who is fully acquainted with the challenges of each sector of activity and the risk profile of the business involved. They are surrounded by a pluridisciplinary team consisting of professionals skilled in risk and insurance matters, actuaries and specialist lawyers.